Insurance Claim Flooring

Damage isn t covered if the cause isn t on the list. Once your claims adjuster has come out and inspected the damage he will contact the flooring contractor that he trust will be most helpful in dealing with your unforeseen circumstance and have them call you directly. The reality is that it depends a lot on the type of homeowners insurance they have and how much coverage they purchased.

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Most homeowners insurance policies probably provide either ho 2 or ho 3 coverage. The two most common homeowners insurance policies are ho 3 and ho 5. People often assume that they ll be able to file a claim on their homeowners insurance policy in the event that their beloved hardwood gets damaged. It means that something awful has happened.

Prior to performing the repairs we will liaise with your insurance company to achieve the desired outcome. Insurance if your flooring has been damaged in an event covered by insurance our professional team can assist with your insurance claim. Content manipulation this refers to moving all the loose breakable items and replacing them afterwards. We are highly experienced dealing with insurance companies and take the stress out of the situation.

Usually the insurance company has a fixed rate per hour to compensate the homeowner. I believe it is usually 35 40 hr. Regardless the insurance company should be compensating either the flooring company or you for your time. Water damage insurance claim tips 7 steps to get insurance to pay as a restoration company we re kind of experts when it comes to dealing with insurance adjusters.

An ho 2 policy insures your building including the floor against 13 different threats including fire cars or planes hitting the house a pipe or water heater rupturing and accidental electrical discharge. Dealing with an insurance claim can be very stressful.

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